Loans



Loans at your credit union are low cost. Shop before you borrow. Find out how much a loan will cost you in dollars and cents, not percentages. Payments at other financial institutions will not include the convenience of paying your loan through payroll deduction or the loan protection insurance. You may borrow on your signature, with a pledge of shares or with collateral depending on your need and ability to repay. The loan officer considers the character of the borrower, credit history, savings in the credit union, purpose of the loan, work record with your employer and any security provided in the approval process. Through out the year the credit union offers loan specials at discounted rates, watch for these specials at Christmas time, and home improvement time in the spring.