Vehicle Loan Rates

Get in the driver's seat.

Auto Loan
Auto Loan

Burn rubber, not cash with rates as low as 4.80% .

Drive away with the best deal

No matter what kind of vehicle you're looking for, our flexible terms and low-interest rates make financing simple and affordable. Explore our current rates and find the perfect loan option that fits your budget.

Breakdown of Vehicle Loan Rates

Effective Date: November 1, 2026
Term APR
24 Months4.80%
36 Months4.90%
48 Months5.00%
60 Months5.10%
72 Months5.90%

Effective Date: November 1, 2026
Term APR
2022-2027 Up to 66 months5.30%
2017-2021 Up to 66 months5.40%
2011-2016 up to 66 months5.50%
2010 & older up to 66 months5.60%

Effective Date: November 1, 2026
Term APR
New Boat up to 84 months7.30%
1 year old up to 72 months7.40%
2 years & older up to 60 months7.50%

Effective Date: November 1, 2026
Term APR
New up to 60 months7.10%
1 year old up to 60 months7.20%
2 years & older up to 60 months7.30%

Effective Date: November 1, 2026
Term APR
New Mobile Homes up to 10 years11.90%
1 to 2 years old up to 10 years11.90%
3 to 6 years old up to 7 years11.90%
7 to 10 years old up to 5 years12.90%

Effective Date: November 1, 2026
Term APR
New RV's up to 120 months6.95%
1 year old up to 120 months7.05%
2 years old up to 120 months7.15%
3 years old up to 120 months7.25%
4 years & older up to 120 months7.45%

Effective Date: November 1, 2026
Term APR
New Trailers up to 180 months6.95%
3 years old up to 72 months7.05%
5 years old up to 72 months7.15%
7 years & older up to 72 months7.45%

Sheridan Community Federal Credit Union is a full-service financial institution with a conveniently located branch in Sheridan, Wyoming.