Keep your percentages low.

Debt to Income Ratio

Manageable debt means more opportunities

Your debt-to-income ratio is the percentage of your gross income required to pay your bills. Lower ratios mean your debt load is more manageable, meaning you are more likely to stay ahead of your bills. Your ratio and credit score are the two most important factors creditors use when providing loans or credit.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.