SYSTEM MAINTENANCE

The Credit Union will be doing quarterly maintenance Saturday July 4th from 11:00 PM until Sunday July 5th 6:00 AM. Internet banking and Mobile Banking will be down during this time.  We apologies for any inconvenience this may cause.

rates

Save more. Earn more.

Rates

Inside the numbers

Sheridan Community Federal CU's rates help members in Sheridan, WY, and everywhere save money on mortgages, car/boat/motorcycle/RV loans and personal loans while earning more on their savings accounts and certificates of deposit.

Loans

New Cars
Rates Effective:
TermAPR Rate
24 Months2.75%
36 Months2.90%
48 Months2.90%
60 Months2.90%
72 Months3.50%
Used Cars
Rates Effective:
TermAPR Rate
2016-2020 Up to 60 months2.90%
2010-2015 Up to 60 months2.90%
2002-2009 up to 60 months3.25%
2001 & older up to 48 months3.75%
Boats
Rates Effective:
TermAPR Rate
New Boat up to 84 months6.90%
1 year old up to 72 months6.90%
2 years & older up to 60 months7.90%
Motorcycles & 4 Wheelers
Rates Effective:
TermAPR Rate
New Motorcycle up to 60 months4.90%
1 year old up to 60 months4.90%
2 years & older up to 60 months5.90%
Mobile Homes
Rates Effective:
TermAPR Rate
New Mobile Homes up to 10 years9.90%
1 to 2 years old up to 10 years9.90%
3 to 6 years old up to 7 years9.90%
7 to 10 years old up to 5 years10.90%
Motorhomes & RV's
Rates Effective:
TermAPR Rate
New RV's up to 120 months6.50%
1 year old up to 120 months6.50%
2 years old up to 120 months6.50%
3 years old up to 120 months6.50%
4 years & older up to 120 months6.90%
Travel Trailers, 5th Wheels & Truck Campers
Rates Effective:
TermAPR Rate
New Trailers up to 84 months5.90%
1 year old up to 72 months5.90%
2 years old up to 72 months5.90%
3 years & older up to 72 months6.25%
Computers and Miscellaneous Collateral
Rates Effective:
TermAPR Rate
12 months to 36 months9.90%
Share Pledge Loans (Loan secured by Regular Savings Account)
Rates Effective:
TermAPR Rate
12 months to 180 months2.50%

Certificate secured loans are 2.00% over the certificate rate 
ROUNDED UP TO THE NEAREST QUARTER PERCENT

Unsecured Loans
Rates Effective:
TermAPR Rate
12 months to 42 months12.00%

Real Estate Loans

1st Mortgages
Rates Effective:
TermAPR Rate
15 Years6.25%
30 Years6.75%
2nd Mortgages
Rates Effective:
TermAPR Rate
15 Years8.90%
2nd Mortgage Heloc
Rates Effective:
TermAPR Rate
5 year variable 7.90% initial rate7.90%

Accounts

Savings
Rates Effective:
TitleEffective RateAPY
$5.00 and above0.10%0.10%
Checking
Rates Effective:
TermEffective RateAPY
$500.00 to $999.990.15%0.15%
$1,000.00 to $2,499.990.20%0.20%
$2,500.00 to $9,999.990.25%0.25%
$10,000.00 to $24,999.990.30%0.30%
$25,000.00 to $99,999.990.50%0.50%
$100,000.00 and Above0.95%0.95%
Certificate of Deposit
Rates Effective:
TermEffective RateAPY
3 months0.35%0.35%
6 months0.60%0.60%
12 months1.00%1.00%
24 months1.24%1.25%
36 months1.49%1.50%
60 months2.23%2.25%
* Rates are subject to change without notice. Rates effective date November 1, 2018
   W.A.C. Not everyone will qualify for the lowest available rate

Sheridan Community Federal CU exists to provide a financial boost to members in Sheridan, WY. Find out how our competitive rates on savings accounts and various loans can work in your favor.