MEMBER MEETTING

Each year in January Sheridan Community Federal Credit Union holds an annual meeting to comply with NCUA requirements. In January 2021 due to the challenges associated with COVID 19, we are asking you our valued members, how would you like to attend your annual meeting.

Attend the meeting in person at the Holiday Inn with dinner, giveaways and cash prizes.
Attend online through Zoom.
Come to the Credit Union for an open house meeting, with cookies and punch.

You can respond to this survey by:
Emailing Cindy  sadie@gouldstreet.com
Logging into your account at   www.sheridancreditunion.com  then sending an email through the Secure Email tab                                             
Mailing it to PO Box 708, Sheridan, WY 82801.
Text your answer to  (307)752-6905

ATTENTION

Due to the recent rise in COVID-19 cases in Sheridan County the Credit Union is forced to close the Lobby effective Tuesday August 25, 2020 until further notice.
Effective September 21st, 2020 Mask's will be required inside the Credit Union.



rates

Save more. Earn more.

Rates

Inside the numbers

Sheridan Community Federal CU's rates help members in Sheridan, WY, and everywhere save money on mortgages, car/boat/motorcycle/RV loans and personal loans while earning more on their savings accounts and certificates of deposit.

Loans

New Cars
Rates Effective:
TermAPR Rate
24 Months2.75%
36 Months2.90%
48 Months2.90%
60 Months2.90%
72 Months3.50%
Used Cars
Rates Effective:
TermAPR Rate
2016-2020 Up to 60 months2.90%
2010-2015 Up to 60 months2.90%
2002-2009 up to 60 months3.25%
2001 & older up to 48 months3.75%
Boats
Rates Effective:
TermAPR Rate
New Boat up to 84 months6.90%
1 year old up to 72 months6.90%
2 years & older up to 60 months7.90%
Motorcycles & 4 Wheelers
Rates Effective:
TermAPR Rate
New Motorcycle up to 60 months4.90%
1 year old up to 60 months4.90%
2 years & older up to 60 months5.90%
Mobile Homes
Rates Effective:
TermAPR Rate
New Mobile Homes up to 10 years9.90%
1 to 2 years old up to 10 years9.90%
3 to 6 years old up to 7 years9.90%
7 to 10 years old up to 5 years10.90%
Motorhomes & RV's
Rates Effective:
TermAPR Rate
New RV's up to 120 months6.50%
1 year old up to 120 months6.50%
2 years old up to 120 months6.50%
3 years old up to 120 months6.50%
4 years & older up to 120 months6.90%
Travel Trailers, 5th Wheels & Truck Campers
Rates Effective:
TermAPR Rate
New Trailers up to 84 months5.90%
1 year old up to 72 months5.90%
2 years old up to 72 months5.90%
3 years & older up to 72 months6.25%
Computers and Miscellaneous Collateral
Rates Effective:
TermAPR Rate
12 months to 36 months9.90%
Share Pledge Loans (Loan secured by Regular Savings Account)
Rates Effective:
TermAPR Rate
12 months to 180 months2.50%

Certificate secured loans are 2.00% over the certificate rate 
ROUNDED UP TO THE NEAREST QUARTER PERCENT

Unsecured Loans
Rates Effective:
TermAPR Rate
12 months to 42 months12.00%

Real Estate Loans

1st Mortgages
Rates Effective:
TermAPR Rate
15 Years6.25%
30 Years6.75%
2nd Mortgages
Rates Effective:
TermAPR Rate
15 Years8.90%
2nd Mortgage Heloc
Rates Effective:
TermAPR Rate
5 year variable 7.90% initial rate7.90%

Accounts

Savings
Rates Effective:
TitleEffective RateAPY
$5.00 and above0.10%0.10%
Checking
Rates Effective:
TermEffective RateAPY
$500.00 to $999.990.15%0.15%
$1,000.00 to $2,499.990.15%0.15%
$2,500.00 to $9,999.990.15%0.15%
$10,000.00 to $24,999.990.20%0.20%
$25,000.00 to $99,999.990.25%0.25%
$100,000.00 and Above0.30%0.30%
Certificate of Deposit
Rates Effective:
TermEffective RateAPY
3 months0.20%0.20%
6 months0.35%0.35%
12 months0.45%0.45%
24 months0.50%0.50%
36 months0.60%0.60%
60 months0.80%0.80%
* Rates are subject to change without notice. Rates effective date November 1, 2020
   W.A.C. Not everyone will qualify for the lowest available rate

Sheridan Community Federal CU exists to provide a financial boost to members in Sheridan, WY. Find out how our competitive rates on savings accounts and various loans can work in your favor.