Sheridan Community FCU will be implementing an added security step with our Debit/Credit card fraud monitoring. Coop/Falcon our card processor will add Text messaging into the effort to contact you if they suspect a fraudulent transaction is trying to hit your account. 



Save more. Earn more.


Inside the numbers

Sheridan Community Federal CU's rates help members in Sheridan, WY, and everywhere save money on mortgages, car/boat/motorcycle/RV loans and personal loans while earning more on their savings accounts and certificates of deposit.


New Cars
TermAPR Rate
24 Months5.25%
36 Months5.50%
48 Months5.55%
60 Months5.80%
72 Months6.60%
Used Cars
TermAPR Rate
2019-2023 Up to 60 months5.80%
2014-2018 Up to 60 months5.95%
2008-2013 up to 60 months6.60%
2007 & older up to 48 months6.80%
TermAPR Rate
New Boat up to 84 months8.90%
1 year old up to 72 months9.90%
2 years & older up to 60 months10.90%
Motorcycles, 4 Wheelers & Snow Mobiles
TermAPR Rate
New Motorcycle up to 60 months5.95%
1 year old up to 60 months6.10%
2 years & older up to 60 months6.25%
Mobile Homes
TermAPR Rate
New Mobile Homes up to 10 years10.90%
1 to 2 years old up to 10 years10.90%
3 to 6 years old up to 7 years10.90%
7 to 10 years old up to 5 years11.90%
Motorhomes & RV's
TermAPR Rate
New RV's up to 120 months6.50%
1 year old up to 120 months6.50%
2 years old up to 120 months6.50%
3 years old up to 120 months6.50%
4 years & older up to 120 months7.25%
Travel Trailers, 5th Wheels & Truck Campers
TermAPR Rate
New Trailers up to 180 months7.25%
3 year old up to 72 months7.25%
5 years old up to 72 months7.25%
7 years & older up to 72 months7.50%
Computers and Miscellaneous Collateral
TermAPR Rate
12 months to 36 months11.90%
Share Pledge Loans (Loan secured by Regular Savings Account)
TermAPR Rate
12 months to 180 months2.50%

Certificate secured loans are 2.00% over the certificate rate 

Unsecured Loans
TermAPR Rate
12 months to 42 months12.00%

Real Estate Loans

1st Mortgages
TermAPR Rate
15 Years9.75%
30 Years10.25%
2nd Mortgages
TermAPR Rate
15 Years10.90%
2nd Mortgage Heloc
TermAPR Rate
5 year variable 9.90% initial rate10.90%


TitleEffective RateAPY
$5.00 and above0.10%0.10%
TermEffective RateAPY
$500.00 to $999.990.25%0.25%
$1,000.00 to $2,499.990.30%0.30%
$2,500.00 to $9,999.990.35%0.35%
$10,000.00 to $24,999.990.45%0.45%
$25,000.00 to $99,999.990.75%0.75%
$100,000.00 and Above2.472%2.50%
Certificate of Deposit
TermEffective RateAPY
3 months1.985%2.00%
6 months2.237%2.25%
12 months3.25%3.25%
24 months3.203%3.25%
36 months3.445%3.50%
60 months3.928%4.00%
* Rates are subject to change without notice. Rates effective date November 1, 2020
   W.A.C. Not everyone will qualify for the lowest available rate

Sheridan Community Federal CU exists to provide a financial boost to members in Sheridan, WY. Find out how our competitive rates on savings accounts and various loans can work in your favor.